I’m sure you’ve heard this before, but how do you get what you want? Just ask! The worst someone can say is “no.” Well, they could add a terrible expletive, then verbally abuse you. Technically, it’s still “no” — an elaborate “no.”
Think about it this way: they could say “yes!”
Other than professional poker players and women, nobody can read your mind! You need to voice what you want.
Story
I have Custom Checking with Wells Fargo. Months ago, I wanted to try their Bill Pay service. It was free for a month or something, then $6.95 after that. If I had direct deposit, then it’d be free. I thought their system would automatically figure it out, but I was naive to think that. Bryan, you’re a moron! 🙂
Today, I finally took action and called to cancel Bill Pay. Fortunately, the banker told me that if I switched to Custom Management Checking:
- Bill Pay is free
- the account fee is waived if either of the following are true: direct deposit is setup for over $100/month, or I have a $1000 minimum daily balance
Without hesitation, I accepted the account changes. That’s awesome!
Since I’ve had direct deposit through work for awhile, I also asked if he could credit the Bill Pay fees from the last few months. I was expecting only one month, but he said he could credit the last three months. High five! Yes!
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Good work. I’m thinking of asking my banker to waive some fees and I think your logic is spot on: if they say no then who cares? I’m no worse off than I was before-hand. 🙂
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